Western Teamsters Welfare Trust

Dear Active and Casual Employees and your Family Members:

This website describes the Western Teamsters Welfare Trust Health and Welfare Plan for Active and Casual Employees. It contains the Plan‘s Benefit Booklet (Summary Plan Description), which includes eligibility rules, a definition of eligible dependents, a detailed description of the benefits provided, the continuation rights available through COBRA, the claims and appeal procedures used by the Plan and other information.

The benefits available through this Plan are funded by employer contributions as reflected in certain collective bargaining agreements including those negotiated by your Teamsters local union and your employer. The negotiated contributions are paid into the Trust which then provides your benefits. The Trust is managed by a joint labor-management Board of Trustees whose services are voluntary and without compensation from the Trust. The Board of Trustees designs and administers the benefit programs.

The Plan provides a comprehensive set of benefits. We encourage you to become familiar with your benefits and the valuable protection they offer for you and your family. We urge you and your family to read the Benefit Booklet carefully to become familiar with your benefit entitlements and how to obtain them.

The Trustees provide benefits to the extent that monies are currently available to pay the costs of these benefits. Benefits are not guaranteed to continue indefinitely. Pursuant to the terms of the underlying Trust Agreement, the Trustees are vested with the authority to determine the benefits to be provided and the conditions of eligibility, and to make such changes, on the basis of actuarial principles, as they may determine including, if necessary, the termination of the Trust.

If you would like further information or assistance, please call or write your Area Administrative Office. You will find a list of the Area Administrative Offices and telephone numbers in the Important Contacts section of this website.

Sincerely, Board of Trustees, Western Teamsters Welfare Trust



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