This section explains the indemnity medical benefits available to Retirees and their dependents who are eligible for U.S. Medicare. This section does not apply if you have selected an HMO Medical Plan.

Important Notice: The Retiree Plan benefit structure for those who are Medicare-eligible has been designed based on information available to the Trustees at the time the Plan was designed. Should additional changes be made to Medicare benefits beyond those that were known or contemplated by the Trustees, or their advisors, at the time these benefits were designed, the Trustees may, at their discretion, make benefit, eligibility or funding (including changes to your monthly self-payments or other funding considerations) changes as they deem necessary.